How BizBond works
| Parameter | Value |
|---|---|
| Underlying asset | Government-issued securities |
| Annual return | 10% per annum |
| Return type | Fixed |
| Payment frequency | At maturity or periodically, depending on the series |
| Minimum investment | $1,000 |
| Currency | USDC or local stablecoins |
| Risk profile | Low. Risk is sovereign rather than business-level |
| Liquidity | Transferable within the BizMarket ecosystem before maturity via BizSwap |
Treasury Bills that back BizBond
BizBond is backed by a mix of sovereign and quasi-sovereign instruments, including:- Treasury bills.
- FGN bonds.
- Savings bonds.
- Sukuk (Sovereign Islamic Bond).
- Infrastructure bonds.
- Selected international sovereign issues.
- World Bank and IFC bonds.
Backing verification
BizBond uses custody and reserve proofs to show that the onchain supply matches the held instruments.- User subscriptions are pooled and used to purchase the underlying securities through licensed counterparties.
- Custodial receipts and holding confirmations act as proof of reserve.
- The face value and coupon rate of the held instruments are published on the transparency dashboard.
- Government payments are routed into BizMarket’s designated account and distributed through the smart contract.
Minimum buy and investor profile
BizBond has the highest minimum buy because it is the safest instrument in the family and carries the highest operational and custody overhead.| Item | Value |
|---|---|
| Minimum buy | $1,000 |
| Payment cadence | Quarterly or at maturity, depending on the series |
| Return type | Fixed |
| Backed by | Sovereign government treasury bills |
Risks
- Sovereign default risk is low but not zero.
- NGN-denominated instruments can be affected by currency depreciation.
- Reinvestment rates may differ on the next series.